Discovery Bank offers full-service banking to small- to medium-sized business (sales less than $20 million and greater than $1 million) with a special emphasis on asset-based lending, including accounts receivable financing, and inventory and equipment financing. We also provide traditional full-service banking to individual customers with a variety of checking, savings and loans. Personalized services and individual attention combine to exceed customer expectations, which differentiates us from the major regional and nationwide banks.
Discovery Bank is headquartered at 338 Via Vera Cruz in San Marcos. We chose this North County location for our headquarters because of the growth and potential of the area, and because it is underserved by locally headquartered community banks. It also serves as a convenient location for the entire North San Diego community, although our customer base reaches from San Ysidro to Los Angeles. A second office opened in January 2004. It is located at 13436 Poway Road, in Poway.