In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was organized and established.
On September 25, 1907, having received its state charter, Farmers Bank opened for business in the southwest corner of C.D. Murphy's store, which was located on the northwest corner of the town square with two employees, W.N. Wilkinson, cashier and Henry P. Bell, clerk.
