Farmers and Merchants State Bank was chartered in 1890. Over the years, F&M State Bank has grown tremendously with the acquisition of branches in Niobrara, Center, Crofton and Hartington, Nebraska.
Farmers and Merchants State Bank takes pride in being a family owned and oriented Bank. The combined efforts and dedication of the more than 28 employees make us a strong financial leader in northeast Nebraska. We look forward to taking the lead in providing financial products that meet our customers needs and wants.